The Real Deal Pod: Allister Carrington & Geoff Lee’s Pro Insights in Real Estate

🎙️Episode 90: The Confidence Gap in Real Estate - Why Buyers Are Waiting & How to Use Your Equity

This week on The Real Deal Pod, Allister & Geoff take a deeper look at what’s holding today’s market back — and it’s not what most people think.
 
With home prices down from their peak and interest rates stabilizing, many Canadians are in a position to buy.
So why aren’t they?
 
This episode explores:
• The growing gap between ability and action in homeownership
• How fear and uncertainty are shaping market behavior
• What today’s pricing reset actually means for buyers and investors
• A clear, practical guide to accessing home equity
• Smart vs. risky ways to leverage your home for future growth
 
The takeaway is simple:
When you understand the market, you move differently in it.
 
Follow the show for weekly insights that help you stay ahead — not behind.
 
 
Follow the podcast on:
Apple Podcasts I Spotify I YouTube
 
 
Find out how we can help you with your homeownership journey!
 
Allister Carrington
Realtor, KIC Realty
www.AllisterCarrington.com
1.778.990.8703
allister@allistercarrington.com
 
Geoff Lee
Mortgage Broker, GLM Mortgage Group
www.GLMmortgage.com
1.604.259.1486
geoff@GLMmortgage.com

🎙️ Episode 89 - The Truth About Today’s Real Estate Market + How One Mortgage Decline Turned Into an Approval

On this episode of The Real Deal Pod, Allister and Geoff break down two important realities shaping the real estate market right now.
 
First, we unpack the latest February housing data from Metro Vancouver and the Fraser Valley. Sales are picking up month-over-month, but they’re still sitting well below historical averages. At the same time, inventory has climbed to levels we haven’t seen in years.
 
So what’s really happening?
 
Is this a slowdown… or simply a market resetting after years of intense competition?
 
Then Geoff shares a powerful real-life mortgage story that every buyer should hear.
 
A young couple with great income, savings, and stable jobs were declined for their mortgage after making an offer on a home. Instead of giving up, they sought another opinion — and what followed was a clear six-month strategy that turned their situation around.
 
In this episode you’ll learn:
 
• Why real estate inventory appears high right now
• The surprising reason new listings are actually slowing down
• How the spring market could reshape the rest of 2026
• The credit score lenders really want to see
• The simple credit mistake that quietly kills mortgage approvals
• Why buyers should always seek a second opinion after a decline
 
If you’re thinking about buying, selling, or simply trying to understand what’s really happening in today’s housing market, this episode gives you the clarity most headlines miss.
 
Because the truth is…
 
Real estate isn’t just about numbers.
It’s about strategy, preparation, and having the right professionals guiding you along the way.
 
 
🎧 Listen to The Real Deal Pod every week for real estate insights, mortgage strategies, and real conversations about the market.
 
 

🎙️ Episode 88: Real Estate Waiting Trap (Don’t Make This Mistake) | Federal Investigation + Buyer Psychology

In today’s market, many buyers are waiting for the “perfect time” — but history shows that waiting often comes with a hidden cost.
 
In Episode 88 of The Real Deal Pod, Allister and Geoff break down what’s really happening behind today’s real estate headlines, including the federal investigation into real estate practices, changing commission conversations, and the psychology preventing many buyers from moving forward.
 
This episode explains:
 
Why buyer hesitation is rising in today’s market
The real impact of interest rates vs home prices
What the federal real estate investigation actually means
How market psychology affects timing decisions
The hidden financial cost of waiting to buy
 
 
Real estate markets evolve. Confidence cycles change. But informed decisions always outperform emotional ones.
 
If you want clear, honest insights designed to help you move forward with confidence — this episode is for you.
 
🎙 Hosted by trusted Realtor® Allister Carrington and mortgage expert Geoff Lee.
New episodes weekly covering real estate, mortgages, and market strategy across Greater Vancouver and the Fraser Valley.

🎙️Episode 87: The New Reality of Real Estate — Budgets, the 5-Year Rule & What Buyers Must Know Now

This week on The Real Deal Pod, Allister & Geoff step beyond surface-level market talk and explore the forces shaping real estate from the ground up.
 
From provincial budget decisions to shifting ownership timelines, the conversation explains why affordability conversations don’t always match policy outcomes — and what that means for buyers, sellers, and investors moving forward.
 
You’ll learn:
• How government decisions today influence tomorrow’s housing supply
• Why construction costs and taxation matter to home prices
• The evolving reality behind the “5-Year Rule”
• How changing lifestyles and economic cycles are reshaping ownership strategies
• Where opportunity may emerge as the market resets
 
Smart real estate decisions start with understanding the bigger picture.
 
🎧 Hit follow and stay informed with weekly insights from professionals working in the market every day.

🎙️ Episode 86: The Housing Supply Warning & The Mortgage Mistake Most Homeowners Don’t See Coming

Canada’s housing market isn’t just being shaped by interest rates or affordability — it’s being shaped by what isn’t being built. 🏗️
 
In this week’s episode of The Real Deal Pod with Allister & Geoff, we break down one of the biggest hidden risks facing real estate over the next few years — slowing construction and how today’s market hesitation could quietly create tomorrow’s housing shortage.
 
We also dive into one of the most misunderstood mortgage strategies homeowners face when moving: porting your mortgage. Many Canadians assume it’s simple… but missing a few key details could cost thousands of dollars or derail your next move entirely.
 
If you’re planning to buy, sell, upgrade, downsize, or refinance — this episode gives you the clarity you didn’t know you needed.
 
🎧 Inside Episode 86:
✅ Why fewer housing starts today could mean stronger price pressure tomorrow
✅ What CMHC’s latest outlook really signals for buyers and sellers
✅ Why soft markets never last forever — and what history tells us next
✅ Mortgage porting explained in plain language
✅ The questions you must ask before choosing a mortgage lender
✅ Why planning for your future matters more than chasing today’s lowest rate
 
Real estate and mortgages move in cycles — and informed decisions always outperform emotional ones. Our goal is simple: help you understand the bigger picture so you can move forward with confidence.

🎙️ Episode 85: BC Market Trends & Self-Employed Mortgage Strategies

Are buyers waiting… or recalibrating?
 
In this episode, we unpack:
• A true view of Fraser Valley and Metro Vancouver housing trends
• Why inventory is rising and sales are slowing in 2026
• The real reasons self-employed Canadians get declined
• How stated income & alternative lending can be your advantage
 
Whether you’re self-employed, planning your first buy, or strategizing your next move — this is insight you won’t want to miss.
 
 
🎧 Follow & Subscribe to The Real Deal Pod
 
Available on Spotify, Apple Podcasts, and YouTube
 
 
📞 Work With Us
 
Allister Carrington – Realtor® | KIC Realty
www.AllisterCarrington.com
 
Geoff Lee – Mortgage Broker | GLM Mortgage Group
www.GLMmortgage.com
 

🎙️ Episode 84: Rates Are Flat, Condo Opportunity & The Mortgage Mistake Costing Canadians $19,000

Interest rates are holding steady. Condo inventory is rising. And many Canadians are still making mortgage decisions that quietly cost them tens of thousands of dollars.
 
In this episode of The Real Deal Pod, Allister Carrington and Geoff Lee break down what’s actually happening in the Canadian housing and mortgage markets—and how to navigate 2026 with clarity and confidence.
 
We discuss why economists believe rates have likely bottomed out, what “flat rates” really mean for affordability, and why record levels of completed, unsold new homes are starting to shift leverage back toward buyers—especially in the condo market.
 
The conversation then turns to Mortgage Mistake #3: The Options Myth.
 
Most Canadians assume their bank is their best—or only—mortgage option. In reality, that belief can cost $15,000–$20,000+, even when the rate looks competitive.
 
You’ll learn why Canadians actually have hundreds of legitimate mortgage options, why most mortgages are broken before maturity, and how penalty structures—not rates—often determine the true cost of a mortgage. We walk through a real-world example where the same mortgage costs $23,000 to break at a major bank versus $4,000 with a monoline lender.
 
Same homeowner. Same mortgage. Very different outcome.
 
This episode is about protecting your cash flow, understanding your options, and making smarter long-term decisions—whether you’re a first-time buyer, renewing soon, or simply planning your next move.
 
 
🎧 Follow & Subscribe to The Real Deal Pod
 
Available on Spotify, Apple Podcasts, and YouTube
 
 
📞 Work With Us
 
Allister Carrington – Realtor® | KIC Realty
www.AllisterCarrington.com
 
Geoff Lee – Mortgage Broker | GLM Mortgage Group
www.GLMmortgage.com
 

🎙️ Episode 83: Rents Are Surging in Canada: Rent vs Buy & Mortgage Mistakes Explained

Canadian rents just recorded one of their largest increases since 1988 — and it’s happening at the same time headlines suggest housing costs are cooling. So what’s actually going on, and what does this mean for renters and homeowners in 2026?
 
In this episode of The Real Deal Pod, Realtor® Allister Carrington and Mortgage Broker Geoff Lee break down the latest inflation data, rising rent pressures, and the financial blind spots that are quietly costing Canadians thousands.
 
In this episode, we unpack:
• Why rents just posted the 4th-largest increase since 1988
• The key difference between asking rent vs. rent actually being paid
• How today’s condo pricing may be reshaping the rent-vs-buy decision
• Why long-term net worth strongly favours ownership
• The behavioural questions sellers should ask when hiring a Realtor
• Mortgage Mistake #2: The Cash Flow Leak — how high-interest debt drains household finances
• How restructuring debt into a mortgage can free up real monthly cash flow
 
This conversation is packed with real numbers, real examples, and practical insights to help Canadians make smarter housing and mortgage decisions — whether you’re renting, buying, selling, or reviewing your mortgage strategy this year.
 
🎙️ New episodes drop weekly.
If you found this helpful, be sure to follow, download, and share with someone who needs it.
 
 
🎧 Follow & Subscribe to The Real Deal Pod
 
Available on Spotify, Apple Podcasts, and YouTube
 
 
📞 Work With Us
 
Allister Carrington – Realtor® | KIC Realty
www.AllisterCarrington.com
 
Geoff Lee – Mortgage Broker | GLM Mortgage Group
www.GLMmortgage.com
 
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