The Real Deal Pod: Allister Carrington & Geoff Lee’s Pro Insights in Real Estate

🎙️ Episode 86: The Housing Supply Warning & The Mortgage Mistake Most Homeowners Don’t See Coming

Canada’s housing market isn’t just being shaped by interest rates or affordability — it’s being shaped by what isn’t being built. 🏗️
 
In this week’s episode of The Real Deal Pod with Allister & Geoff, we break down one of the biggest hidden risks facing real estate over the next few years — slowing construction and how today’s market hesitation could quietly create tomorrow’s housing shortage.
 
We also dive into one of the most misunderstood mortgage strategies homeowners face when moving: porting your mortgage. Many Canadians assume it’s simple… but missing a few key details could cost thousands of dollars or derail your next move entirely.
 
If you’re planning to buy, sell, upgrade, downsize, or refinance — this episode gives you the clarity you didn’t know you needed.
 
🎧 Inside Episode 86:
✅ Why fewer housing starts today could mean stronger price pressure tomorrow
✅ What CMHC’s latest outlook really signals for buyers and sellers
✅ Why soft markets never last forever — and what history tells us next
✅ Mortgage porting explained in plain language
✅ The questions you must ask before choosing a mortgage lender
✅ Why planning for your future matters more than chasing today’s lowest rate
 
Real estate and mortgages move in cycles — and informed decisions always outperform emotional ones. Our goal is simple: help you understand the bigger picture so you can move forward with confidence.

🎙️ Episode 85: BC Market Trends & Self-Employed Mortgage Strategies

Are buyers waiting… or recalibrating?
 
In this episode, we unpack:
• A true view of Fraser Valley and Metro Vancouver housing trends
• Why inventory is rising and sales are slowing in 2026
• The real reasons self-employed Canadians get declined
• How stated income & alternative lending can be your advantage
 
Whether you’re self-employed, planning your first buy, or strategizing your next move — this is insight you won’t want to miss.
 
 
🎧 Follow & Subscribe to The Real Deal Pod
 
Available on Spotify, Apple Podcasts, and YouTube
 
 
📞 Work With Us
 
Allister Carrington – Realtor® | KIC Realty
www.AllisterCarrington.com
 
Geoff Lee – Mortgage Broker | GLM Mortgage Group
www.GLMmortgage.com
 

🎙️ Episode 84: Rates Are Flat, Condo Opportunity & The Mortgage Mistake Costing Canadians $19,000

Interest rates are holding steady. Condo inventory is rising. And many Canadians are still making mortgage decisions that quietly cost them tens of thousands of dollars.
 
In this episode of The Real Deal Pod, Allister Carrington and Geoff Lee break down what’s actually happening in the Canadian housing and mortgage markets—and how to navigate 2026 with clarity and confidence.
 
We discuss why economists believe rates have likely bottomed out, what “flat rates” really mean for affordability, and why record levels of completed, unsold new homes are starting to shift leverage back toward buyers—especially in the condo market.
 
The conversation then turns to Mortgage Mistake #3: The Options Myth.
 
Most Canadians assume their bank is their best—or only—mortgage option. In reality, that belief can cost $15,000–$20,000+, even when the rate looks competitive.
 
You’ll learn why Canadians actually have hundreds of legitimate mortgage options, why most mortgages are broken before maturity, and how penalty structures—not rates—often determine the true cost of a mortgage. We walk through a real-world example where the same mortgage costs $23,000 to break at a major bank versus $4,000 with a monoline lender.
 
Same homeowner. Same mortgage. Very different outcome.
 
This episode is about protecting your cash flow, understanding your options, and making smarter long-term decisions—whether you’re a first-time buyer, renewing soon, or simply planning your next move.
 
 
🎧 Follow & Subscribe to The Real Deal Pod
 
Available on Spotify, Apple Podcasts, and YouTube
 
 
📞 Work With Us
 
Allister Carrington – Realtor® | KIC Realty
www.AllisterCarrington.com
 
Geoff Lee – Mortgage Broker | GLM Mortgage Group
www.GLMmortgage.com
 

🎙️ Episode 83: Rents Are Surging in Canada: Rent vs Buy & Mortgage Mistakes Explained

Canadian rents just recorded one of their largest increases since 1988 — and it’s happening at the same time headlines suggest housing costs are cooling. So what’s actually going on, and what does this mean for renters and homeowners in 2026?
 
In this episode of The Real Deal Pod, Realtor® Allister Carrington and Mortgage Broker Geoff Lee break down the latest inflation data, rising rent pressures, and the financial blind spots that are quietly costing Canadians thousands.
 
In this episode, we unpack:
• Why rents just posted the 4th-largest increase since 1988
• The key difference between asking rent vs. rent actually being paid
• How today’s condo pricing may be reshaping the rent-vs-buy decision
• Why long-term net worth strongly favours ownership
• The behavioural questions sellers should ask when hiring a Realtor
• Mortgage Mistake #2: The Cash Flow Leak — how high-interest debt drains household finances
• How restructuring debt into a mortgage can free up real monthly cash flow
 
This conversation is packed with real numbers, real examples, and practical insights to help Canadians make smarter housing and mortgage decisions — whether you’re renting, buying, selling, or reviewing your mortgage strategy this year.
 
🎙️ New episodes drop weekly.
If you found this helpful, be sure to follow, download, and share with someone who needs it.
 
 
🎧 Follow & Subscribe to The Real Deal Pod
 
Available on Spotify, Apple Podcasts, and YouTube
 
 
📞 Work With Us
 
Allister Carrington – Realtor® | KIC Realty
www.AllisterCarrington.com
 
Geoff Lee – Mortgage Broker | GLM Mortgage Group
www.GLMmortgage.com
 
#CanadianRealEstate
#RentsInCanada
#RentVsBuy
#MortgageAdvice
#HousingAffordability
#AllisterCarringtonRealEstate

🎙️ Episode 82: 2026 Market Reset - Real Estate Truths, Mortgage Mistakes & Where the Smart Money Moves

The Real Deal Pod is back—and this is the conversation Canadians need to hear to start 2026 with clarity.
 
After one of the toughest real estate markets in decades, Realtor Allister Carrington and Mortgage Broker Geoff Lee unpack what actually happened in 2025 and what the data is telling us about the year ahead.
 
No hype.
No fear.
Just real numbers and clear perspective.
 
In this episode, we break down why prices are still well below their peak, why some housing segments will move before others, and how homeowners could lose tens of thousands of dollars simply by doing nothing at mortgage renewal.
 
If you’re buying, selling, renewing, or simply trying to make sense of the market—this episode will help you move forward with confidence.
 
You’ll learn:
 
Why the market needed a reset—and what that means for 2026
Where early momentum is building (and where it isn’t)
Why condos are still correcting—and why that matters
The biggest mortgage renewal mistake Canadians are making
How the “loyalty tax” quietly costs homeowners $15,000–$30,000
When to start planning your next mortgage move
Why 2026 is about life decisions, not speculation
 
 
Key takeaway:
2025 was the reset.
2026 is about execution.
 
Follow The Real Deal Pod for honest conversations about real estate, money, and long-term decision-making—without the noise.
 
➡️  Find out how we can help you with your homeownership journey!
 
Allister CarringtonRealtor, Royal LePage Little Oakwww.AllisterCarrington.com1.778.990.8703allister@allistercarrington.com
 
Geoff Lee MortgageBroker, GLM Mortgage Groupwww.GLMmortgage.com1.604.259.1486geoff@GLMmortgage.com
 
 
 
 

🎙️ Episode 81: BC Housing Showdown, Land Title Uncertainty & The Psychology of Debt

In Episode 81, Allister and Geoff unpack one of the most heated housing conversations happening in British Columbia right now: the growing clash between Premier David Eby and Metro Vancouver mayors over density mandates, municipal control, infrastructure realities, and whether these policies are truly helping affordability — or creating chaos.
 
We also discuss how the Cowichan land title ruling is shifting behaviour in real time, leading to collapsed deals, nervous lenders, and a new level of uncertainty for investors, homeowners, and developers alike.
 
Then we bring it back to something every listener can relate to:
The Psychology of Debt.
Because mortgages aren’t just math. They’re emotional. They shape families, decisions, confidence, and quality of life. We explore mindset, stress, resilience, and how to make grounded choices even when the noise around you is loud.
 
Real talk. Real education. Real support.
Whether you’re a homeowner, future buyer, investor, or simply trying to understand what’s happening in B.C. housing, this conversation is here to help you feel informed, steady, and supported.
 
If this episode helped bring clarity, confidence, or perspective — share it with someone who needs it.
 
🎧 Listen now wherever you get your podcasts: Spotify, Apple Podcasts, or Google Podcasts.
 
➡️ Find out how we can help you with your homeownership journey!
Allister Carrington
Realtor, Royal LePage Little Oak
www.AllisterCarrington.com
1.778.990.8703
allister@allistercarrington.com
 
Geoff Lee
Mortgage Broker, GLM Mortgage Group
www.GLMmortgage.com
1.604.259.1486
geoff@GLMmortgage.com
 
#TheRealDealPod #RealEstatePodcast #MortgagePodcast #RealEstateTalk #RealEstateAdvice #CanadianRealEstate #BCRealEstateNews #PropertyTalk #MarketInsightsBC #AllisterCarringtonRealEstate #GLMMortgageGroup #langleyrealtor

🎙️ Episode 80: Housing Cuts, Mortgage Pressures & Fraser Valley Nov 2025 Market Update

Canada’s housing market is shifting — and if you’re a homeowner, buyer, or investor, you need to understand what’s coming.
 
In this episode of The Real Deal Pod, Allister Carrington and Geoff Lee break down the biggest trends affecting real estate and mortgages today:
 
Federal housing spending cuts and how they impact affordability across Canada.
Fraser Valley market update — sales trends, rising inventory, and what it means for buyers and sellers.
Mortgage insights from Geoff — lender behaviour, upcoming renewal challenges, and key strategies to protect your financing.
Real-world impacts — what these shifts mean for homebuyers, investors, and anyone planning to enter the market in 2025.
 
Allister and Geoff deliver actionable insights, practical advice, and the inside perspective you won’t get from headlines alone. Whether you’re buying, selling, or investing, this episode will help you make smarter real estate decisions in the year ahead.
 
🎧 Listen now wherever you get your podcasts: Spotify, Apple Podcasts, or Google Podcasts.
 
➡️ Find out how we can help you with your homeownership journey!
Allister Carrington
Realtor, Royal LePage Little Oak
www.AllisterCarrington.com
1.778.990.8703
allister@allistercarrington.com
 
Geoff Lee
Mortgage Broker, GLM Mortgage Group
www.GLMmortgage.com
1.604.259.1486
geoff@GLMmortgage.com
 
#TheRealDealPod #RealEstatePodcast #MortgagePodcast #RealEstateTalk #RealEstateAdvice #CanadianRealEstate #BCRealEstateNews #PropertyTalk #MarketInsightsBC #AllisterCarringtonRealEstate #GLMMortgageGroup #EmpowerAdviseRepresent #HousingMarketCanada #LangleyRealtor

🎙️ Episode 79: Canada MRA, Belvedere Pre-Sale & Credit Scores in Today’s Mortgage Market

Want to understand today’s BC real estate market, pre-sale condo updates, and how your credit score affects mortgage approval? In this episode, Allister Carrington and Geoff Lee break down the latest insights for buyers, investors, and first-time homebuyers in Fraser Valley, Metro Vancouver, and across BC.
 
0:00 – Intro
1:15 – Canada’s Mutual Recognition Agreement (MRA) – How new interprovincial policies could impact housing affordability, competition, and buyers moving across provinces.
15:30 – Belvedere Pre-Sale Update – A closer look at the recent 25% flash-sale and creditor-protection filing. What buyers need to know before purchasing a pre-sale property in BC.
25:45 – The Role of Credit Scores in Mortgage Approval – Geoff Lee explains why your credit score is crucial, how lenders evaluate it, and steps to strengthen your mortgage application.
 
Whether you’re buying your first home, investing in BC real estate, or tracking Fraser Valley and Metro Vancouver market trends, this episode gives actionable insights to help you make smarter decisions in 2025 and beyond.
 
🎧 Listen on Spotify | Apple Podcasts | YouTube Music
💬 Subscribe for weekly insights on real estate and mortgage trends across B.C.
 
Hosts:
Allister Carrington – Realtor, Royal LePage Little Oakwww.AllisterCarrington.com | 1.778.990.8703 | allister@allistercarrington.com
Geoff Lee – Mortgage Broker, GLM Mortgage Groupwww.GLMmortgage.com | 1.604.259.1486 | geoff@GLMmortgage.com
 
#TheRealDealPod #RealDealPodcast #AllisterCarrington #GeoffLees #RealEstatePodcast #MortgagePodcast #CanadianRealEstate #BCRealEstate #VancouverRealEstate #FraserValleyRealEstate #RealEstateMarket #MortgageRates #InterestRates #HomeBuyingTips #RealEstateInvesting #MortgageAdvice #CanadianEconomy #MarketUpdate #RealEstateCanada #RealtorLife #MortgageBroker #FirstTimeHomeBuyer #PropertyInvestment #RealEstateExpert #CanadianHousingMarket #HomeOwnership #LoveWhereYouLive #EmpowerAdviseRepresent #RealEstateEducation #RealEstateAgentLife #BusinessPodcast